diff --git a/src/components/chat/ChatDock.tsx b/src/components/chat/ChatDock.tsx
index 374bd4f..f0a78c2 100644
--- a/src/components/chat/ChatDock.tsx
+++ b/src/components/chat/ChatDock.tsx
@@ -4,11 +4,11 @@ import { useState } from 'react';
 import ChatPanel from './ChatPanel';
 
 const ChatDock = () => {
-    const [isOpen, setIsOpen] = useState(false)
+    const [isOpen, setIsOpen] = useState<boolean>(false);
 
     return (
         <div className="absolute bottom-4 right-4 z-10 flex flex-col items-end gap-4">
-            { isOpen && <ChatPanel /> }
+            {isOpen && <ChatPanel setIsOpen={setIsOpen} />}
             <button
                 className="grid h-14 w-14 place-items-center rounded-xl
                            bg-slate-950 text-white shadow-md
diff --git a/src/components/chat/ChatPanel.tsx b/src/components/chat/ChatPanel.tsx
index 7537fe9..5ddaed8 100644
--- a/src/components/chat/ChatPanel.tsx
+++ b/src/components/chat/ChatPanel.tsx
@@ -1,6 +1,61 @@
-import { X } from 'lucide-react';
+import { useEffect, useRef, useState } from 'react';
+import type { SubmitEventHandler } from 'react';
+
+import ChatInput from './components/ChatInput';
+import ChatHeader from './components/ChatHeader';
+import ChatMessageList from './components/ChatMessageList';
+import type { ChatMessage } from './types';
+
+interface ChatPanelProps {
+    setIsOpen: (isOpen: boolean) => void;
+}
+
+const ChatPanel = ({ setIsOpen }: ChatPanelProps) => {
+    const [messages, setMessages] = useState<ChatMessage[]>([
+        {
+            id: 1,
+            sender: 'agent',
+            text: 'Hi! Ask me anything about this disaster.',
+            sentAt: new Date(),
+        },
+        {
+            id: 2,
+            sender: 'user',
+            text: 'What locations report the highest severity of damage?',
+            sentAt: new Date(),
+        },
+    ]);
+    const [draft, setDraft] = useState('');
+    const listRef = useRef<HTMLDivElement | null>(null);
+
+    useEffect(() => {
+        if (!listRef.current) {
+            return;
+        }
+
+        listRef.current.scrollTop = listRef.current.scrollHeight;
+    }, [messages]);
+
+    const handleSend: SubmitEventHandler<HTMLFormElement> = (event) => {
+        event.preventDefault();
+
+        const trimmed = draft.trim();
+        if (!trimmed) {
+            return;
+        }
+
+        setMessages((current) => [
+            ...current,
+            {
+                id: Date.now(),
+                sender: 'user',
+                text: trimmed,
+                sentAt: new Date(),
+            },
+        ]);
+        setDraft('');
+    };
 
-const ChatPanel = () => {
     return (
         <section
             className="w-[360px]
@@ -9,30 +64,13 @@ const ChatPanel = () => {
                        animate-rise
                        overflow-hidden"
         >
-            <header className="flex items-center justify-between
-                               px-5 py-4
-                               border-b border-slate-900/10">
-                <div>
-                    <p className="font-display text-base font-bold text-slate-900">
-                        Chat
-                    </p>
-                    <p className="text-xs text-slate-500">Ask questions</p>
-                </div>
-                <button
-                    className="grid h-8 w-8
-                               place-items-center
-                               rounded-lg
-                               bg-slate-900/10 text-slate-900
-                               transition hover:bg-slate-900/20"
-                    onClick={() => setIsOpen(false)}
-                >
-                    <X className="h-4 w-4" />
-                </button>
-            </header>
-            <div className="p-4">
-                { /* chat bubbles etc */ }
-                chat stuff here
-            </div>
+            <ChatHeader onClose={() => setIsOpen(false)} />
+            <ChatMessageList messages={messages} listRef={listRef} />
+            <ChatInput
+                draft={draft}
+                onDraftChange={setDraft}
+                onSend={handleSend}
+            />
         </section>
     );
 };
diff --git a/src/components/chat/components/ChatBubble.tsx b/src/components/chat/components/ChatBubble.tsx
new file mode 100644
index 0000000..d23c5dc
--- /dev/null
+++ b/src/components/chat/components/ChatBubble.tsx
@@ -0,0 +1,35 @@
+import { formatMessageTime } from '../util';
+import type { ChatMessage } from '../types';
+
+interface ChatBubbleProps {
+    message: ChatMessage;
+}
+
+const ChatBubble = ({ message }: ChatBubbleProps) => {
+    const isUser = message.sender === 'user';
+
+    return (
+        <div className={`flex ${isUser ? 'justify-end' : 'justify-start'}`}>
+            <div
+                className={`max-w-[90%] rounded-2xl px-3 py-2 shadow-sm ${
+                    isUser
+                        ? 'rounded-br-md bg-slate-900 text-white'
+                        : 'rounded-bl-md border border-slate-200 bg-white text-slate-900'
+                }`}
+            >
+                <p className="text-sm leading-relaxed">{message.text}</p>
+                <p
+                    className={`mt-1 text-xs ${
+                        isUser
+                            ? 'text-slate-300'
+                            : 'text-slate-500'
+                    }`}
+                >
+                    {formatMessageTime(message.sentAt)}
+                </p>
+            </div>
+        </div>
+    );
+};
+
+export default ChatBubble;
diff --git a/src/components/chat/components/ChatHeader.tsx b/src/components/chat/components/ChatHeader.tsx
new file mode 100644
index 0000000..ef696c7
--- /dev/null
+++ b/src/components/chat/components/ChatHeader.tsx
@@ -0,0 +1,25 @@
+import { X } from 'lucide-react';
+
+interface ChatHeaderProps {
+    onClose: () => void;
+}
+
+const ChatHeader = ({ onClose }: ChatHeaderProps) => {
+    return (
+        <header className="flex items-center justify-between px-5 py-4 border-b border-slate-900/10">
+            <div>
+                <p className="font-display text-base font-bold text-slate-900">Chat</p>
+                <p className="text-xs text-slate-500">Ask questions</p>
+            </div>
+            <button
+                className="grid h-8 w-8 place-items-center rounded-lg bg-slate-900/10 text-slate-900 transition hover:bg-slate-900/20"
+                onClick={onClose}
+                aria-label="Close chat"
+            >
+                <X className="h-4 w-4" />
+            </button>
+        </header>
+    );
+};
+
+export default ChatHeader;
diff --git a/src/components/chat/components/ChatInput.tsx b/src/components/chat/components/ChatInput.tsx
new file mode 100644
index 0000000..4bb2886
--- /dev/null
+++ b/src/components/chat/components/ChatInput.tsx
@@ -0,0 +1,59 @@
+import { useLayoutEffect, useRef } from 'react';
+import type { SubmitEventHandler } from 'react';
+import { Send } from 'lucide-react';
+
+interface ChatInputProps {
+    draft: string;
+    onDraftChange: (value: string) => void;
+    onSend: SubmitEventHandler<HTMLFormElement>;
+}
+
+const ChatInput = ({ draft, onDraftChange, onSend }: ChatInputProps) => {
+    const textareaRef = useRef<HTMLTextAreaElement | null>(null);
+
+    useLayoutEffect(() => {
+        if (!textareaRef.current) {
+            return;
+        }
+
+        const maxHeight = 112;
+        textareaRef.current.style.height = '0px';
+        const nextHeight = Math.min(textareaRef.current.scrollHeight, maxHeight);
+        textareaRef.current.style.height = `${nextHeight}px`;
+        textareaRef.current.style.overflowY = textareaRef.current.scrollHeight > maxHeight ? 'auto' : 'hidden';
+    }, [draft]);
+
+    return (
+        <form
+            onSubmit={onSend}
+            className="border-t border-slate-900/10 bg-white/80 p-3"
+        >
+            <div className="flex items-end gap-2 rounded-xl border border-slate-300 bg-white px-3 py-2 focus-within:border-slate-900/40 focus-within:ring-2 focus-within:ring-slate-900/10">
+                <textarea
+                    ref={textareaRef}
+                    value={draft}
+                    onChange={(event) => onDraftChange(event.target.value)}
+                    onKeyDown={(event) => {
+                        if (event.key === 'Enter' && !event.shiftKey) {
+                            event.preventDefault();
+                            event.currentTarget.form?.requestSubmit();
+                        }
+                    }}
+                    placeholder="Type your message..."
+                    rows={1}
+                    className="w-full resize-none bg-transparent py-1 text-sm leading-5 text-slate-900 outline-none placeholder:text-slate-400"
+                />
+                <button
+                    type="submit"
+                    disabled={!draft.trim()}
+                    className="grid h-8 w-8 place-items-center rounded-lg bg-slate-900 text-white transition hover:bg-slate-700 disabled:cursor-not-allowed disabled:bg-slate-300"
+                    aria-label="Send message"
+                >
+                    <Send className="h-4 w-4" />
+                </button>
+            </div>
+        </form>
+    );
+};
+
+export default ChatInput;
diff --git a/src/components/chat/components/ChatMessageList.tsx b/src/components/chat/components/ChatMessageList.tsx
new file mode 100644
index 0000000..666ced2
--- /dev/null
+++ b/src/components/chat/components/ChatMessageList.tsx
@@ -0,0 +1,24 @@
+import type { RefObject } from 'react';
+
+import type { ChatMessage } from '../types';
+import ChatBubble from './ChatBubble';
+
+interface ChatMessageListProps {
+    messages: ChatMessage[];
+    listRef: RefObject<HTMLDivElement | null>;
+}
+
+const ChatMessageList = ({ messages, listRef }: ChatMessageListProps) => {
+    return (
+        <div
+            ref={listRef}
+            className="flex h-[360px] flex-col gap-3 overflow-y-auto px-4 py-4"
+        >
+            {messages.map((message) => (
+                <ChatBubble key={message.id} message={message} />
+            ))}
+        </div>
+    );
+};
+
+export default ChatMessageList;
diff --git a/src/components/chat/types.ts b/src/components/chat/types.ts
new file mode 100644
index 0000000..5c7ec44
--- /dev/null
+++ b/src/components/chat/types.ts
@@ -0,0 +1,8 @@
+export type Sender = 'user' | 'agent';
+
+export interface ChatMessage {
+    id: number;
+    sender: Sender;
+    text: string;
+    sentAt: Date;
+}
diff --git a/src/components/chat/util.ts b/src/components/chat/util.ts
new file mode 100644
index 0000000..cbc40bd
--- /dev/null
+++ b/src/components/chat/util.ts
@@ -0,0 +1,5 @@
+export const formatMessageTime = (date: Date) =>
+    new Intl.DateTimeFormat([], {
+        hour: 'numeric',
+        minute: '2-digit',
+    }).format(date);