diff --git a/soccer-app/src/App.css b/soccer-app/src/App.css
index 201dbc5..2de3053 100644
--- a/soccer-app/src/App.css
+++ b/soccer-app/src/App.css
@@ -645,6 +645,78 @@
   color: #f87171;
 }
 
+/* ===== Insights Legend ===== */
+.insights-legend {
+  margin-top: 16px;
+  padding: 14px 16px;
+  background: #1e293b;
+  border: 1px solid #334155;
+  border-radius: 10px;
+}
+
+.insights-legend-heading {
+  margin: 0 0 10px;
+  font-size: 0.7rem;
+  color: #64748b;
+  text-transform: uppercase;
+  font-weight: 700;
+  letter-spacing: 0.05em;
+}
+
+.insights-legend-list {
+  margin: 0;
+  display: grid;
+  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
+  gap: 8px 16px;
+}
+
+.insights-legend-item {
+  display: flex;
+  align-items: baseline;
+  gap: 8px;
+}
+
+.insights-legend-term {
+  flex-shrink: 0;
+  padding: 2px 8px;
+  border-radius: 4px;
+  border-left: 3px solid #64748b;
+  background: #0f172a;
+  font-size: 0.75rem;
+  font-weight: 700;
+  color: #f1f5f9;
+}
+
+/* Reuse the rating accent colours from the insight cards. The legend term uses
+   the same `insight-rating-*` classes, so the border colour is inherited; the
+   text colour is set here for the legend context. */
+.insights-legend-term.insight-rating-elite {
+  color: #22d3ee;
+  border-left-color: #22d3ee;
+}
+
+.insights-legend-term.insight-rating-strong {
+  color: #4ade80;
+  border-left-color: #4ade80;
+}
+
+.insights-legend-term.insight-rating-average {
+  color: #fb923c;
+  border-left-color: #fb923c;
+}
+
+.insights-legend-term.insight-rating-struggling {
+  color: #f87171;
+  border-left-color: #f87171;
+}
+
+.insights-legend-desc {
+  margin: 0;
+  font-size: 0.75rem;
+  color: #94a3b8;
+  line-height: 1.4;
+}
+
 /* ===== Highlights ===== */
 .highlights-grid {
   display: grid;
@@ -797,6 +869,10 @@
     grid-template-columns: 1fr;
   }
 
+  .insights-legend-list {
+    grid-template-columns: 1fr;
+  }
+
   .team-detail-header {
     flex-direction: column;
   }
diff --git a/soccer-app/src/components/TeamInsights.tsx b/soccer-app/src/components/TeamInsights.tsx
index fc46ded..021cac9 100644
--- a/soccer-app/src/components/TeamInsights.tsx
+++ b/soccer-app/src/components/TeamInsights.tsx
@@ -2,6 +2,7 @@ import type { TeamStats } from "../data/teams";
 import {
   goalDifference,
   performanceLabel,
+  performanceLegend,
   winRate,
 } from "../utils/teamMetrics";
 
@@ -17,8 +18,14 @@ interface TeamInsightsProps {
  * qualitative performance label) rather than recomputing anything locally.
  * Meaning is conveyed through text as well as colour so the panel does not
  * rely on colour alone.
+ *
+ * The panel is resilient to missing or zero-match statistics: when a team has
+ * played no matches it shows honest placeholder copy instead of misleading
+ * figures (e.g. "0%" win rate or "NaN" from dividing by zero).
  */
 export function TeamInsights({ teamName, stats }: TeamInsightsProps) {
+  const hasPlayed = stats.played > 0;
+
   const goalDiff = goalDifference(stats);
   const winRatePercent = Math.round(winRate(stats) * 100);
   const label = performanceLabel(stats);
@@ -29,45 +36,99 @@ export function TeamInsights({ teamName, stats }: TeamInsightsProps) {
   const goalDiffWord =
     goalDiff > 0 ? "Positive" : goalDiff < 0 ? "Negative" : "Even";
 
+  const placeholder = "—";
+
   return (
     <section className="insights-section" aria-labelledby="insights-heading">
       <h3 id="insights-heading">Team Insights</h3>
       <p className="insights-summary">
-        A quick read on how <strong>{teamName}</strong> are performing this
-        season.
+        {hasPlayed ? (
+          <>
+            A quick read on how <strong>{teamName}</strong> are performing this
+            season.
+          </>
+        ) : (
+          <>
+            <strong>{teamName}</strong> haven&rsquo;t played any matches yet, so
+            there are no performance figures to show.
+          </>
+        )}
       </p>
       <dl className="insights-grid">
-        <div className={`insight-card insight-${goalDiffTrend}`}>
+        <div
+          className={`insight-card ${hasPlayed ? `insight-${goalDiffTrend}` : ""}`}
+        >
           <dt className="insight-label">Goal Difference</dt>
           <dd className="insight-value">
-            <span className="insight-figure">{goalDiffDisplay}</span>
-            <span className="insight-tag">{goalDiffWord}</span>
+            {hasPlayed ? (
+              <>
+                <span className="insight-figure">{goalDiffDisplay}</span>
+                <span className="insight-tag">{goalDiffWord}</span>
+              </>
+            ) : (
+              <span className="insight-figure">{placeholder}</span>
+            )}
           </dd>
           <p className="insight-note">
-            {stats.goalsFor} scored, {stats.goalsAgainst} conceded
+            {hasPlayed
+              ? `${stats.goalsFor} scored, ${stats.goalsAgainst} conceded`
+              : "No matches played yet"}
           </p>
         </div>
 
         <div className="insight-card">
           <dt className="insight-label">Win Rate</dt>
           <dd className="insight-value">
-            <span className="insight-figure">{winRatePercent}%</span>
+            <span className="insight-figure">
+              {hasPlayed ? `${winRatePercent}%` : placeholder}
+            </span>
           </dd>
           <p className="insight-note">
-            {stats.won} wins from {stats.played} played
+            {hasPlayed
+              ? `${stats.won} wins from ${stats.played} played`
+              : "No matches played yet"}
           </p>
         </div>
 
-        <div className={`insight-card insight-rating-${label.toLowerCase()}`}>
+        <div
+          className={`insight-card ${
+            hasPlayed ? `insight-rating-${label.toLowerCase()}` : ""
+          }`}
+        >
           <dt className="insight-label">Performance</dt>
           <dd className="insight-value">
             <span className="insight-figure insight-figure-label">
-              {label}
+              {hasPlayed ? label : "Not rated"}
             </span>
           </dd>
-          <p className="insight-note">Based on the team&rsquo;s win rate</p>
+          <p className="insight-note">
+            {hasPlayed
+              ? "Based on the team’s win rate"
+              : "Rating available after the first match"}
+          </p>
         </div>
       </dl>
+
+      <div className="insights-legend">
+        <h4 className="insights-legend-heading" id="insights-legend-heading">
+          Performance ratings
+        </h4>
+        <dl
+          className="insights-legend-list"
+          aria-labelledby="insights-legend-heading"
+        >
+          {performanceLegend.map((entry) => (
+            <div className="insights-legend-item" key={entry.label}>
+              <dt
+                className={`insights-legend-term insight-rating-${entry.label.toLowerCase()}`}
+              >
+                {entry.label}
+              </dt>
+              <dd className="insights-legend-desc">{entry.description}</dd>
+            </div>
+          ))}
+        </dl>
+      </div>
     </section>
   );
 }
diff --git a/soccer-app/src/utils/teamMetrics.ts b/soccer-app/src/utils/teamMetrics.ts
index ebe9c93..f8634f7 100644
--- a/soccer-app/src/utils/teamMetrics.ts
+++ b/soccer-app/src/utils/teamMetrics.ts
@@ -65,3 +65,27 @@ export function performanceLabel(stats: TeamStats): PerformanceLabel {
   }
   return "Struggling";
 }
+
+/**
+ * A single entry in the performance-label legend.
+ */
+export interface PerformanceLegendEntry {
+  /** The qualitative label. */
+  label: PerformanceLabel;
+  /** Human-readable description of the win-rate band the label covers. */
+  description: string;
+}
+
+/**
+ * Legend describing the win-rate bands behind each performance label.
+ *
+ * Kept alongside {@link performanceLabel} so the copy shown to users stays in
+ * sync with the thresholds used to compute the label. Ordered from strongest
+ * to weakest.
+ */
+export const performanceLegend: readonly PerformanceLegendEntry[] = [
+  { label: "Elite", description: "Win rate 70% or higher" },
+  { label: "Strong", description: "Win rate 50–69%" },
+  { label: "Average", description: "Win rate 30–49%" },
+  { label: "Struggling", description: "Win rate below 30%" },
+];