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Implement apply_interest() in bank.py #138

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Binary file added __pycache__/bank.cpython-314.pyc
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374 changes: 190 additions & 184 deletions bank.py
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Original file line number Diff line number Diff line change
@@ -1,184 +1,190 @@
class Bank:

def __init__(self, name):
# Manages accounts, transactions, and loans. Generates unique account numbers.
self.name = name
self.accounts = []
self.transactions = []
self.loans = []


def create_account(self, account_holder, initial_balance):
# Creates a new account with a unique number and initial balance, add it to accounts array and return account number
pass


def get_account(self, account_number):
# Retrieves an account by its number, returns None if not found.
pass


def list_accounts(self):
# Lists all accounts with their details like account number, holder, balance
pass


def close_account(self, account_number):
# Closes an account by removing it from the list.
pass


def transfer_funds(self, from_account, to_account, amount):
# Transfers funds between accounts if sufficient balance is available, return boolean values depending on
# transfer success
pass


def generate_account_statement(self, account_number):
# Generates a transaction history for a given account number, return None if no account number found
pass



def calculate_total_assets(self):
# Calculates the total assets by summing all account balances.
pass


def process_loan_payments(self):
# Processes loan payments by deducting the installment amount from the balance.
pass


class Account:
# Represents a bank account with balance and transactions. Default balance is 0.
def __init__(self, account_number, account_holder, balance=0.0):
self.account_number = account_number
self.account_holder = account_holder
self.balance = balance
self.transactions = []


def deposit(self, amount):
# Deposits a positive amount to the account and records the transaction. When adding transaction to array specift "Deposit" and amount
pass


def withdraw(self, amount):
# Withdraws an amount if sufficient balance is available. When adding into transactions array, specify Withdraw and amount
pass


def get_balance(self):
# Returns the current balance of the account.
pass


def get_transaction_history(self):
# Retrieves the transaction history of the account.
pass


def apply_interest(self, rate):
# Applies interest based on a given rate.
pass


def overdraft_protection(self, amount):
# Checks if a withdrawal amount is within available balance.
pass


def update_contact_information(self, new_contact_info):
# Updates the contact information of the account holder.
pass


class Transaction:
# Represents a transaction with an ID, type, amount, and timestamp.
def __init__(self, transaction_id, account_number, amount, transaction_type, timestamp):
self.transaction_id = transaction_id
self.account_number = account_number
self.amount = amount
self.transaction_type = transaction_type
self.timestamp = timestamp


def process_transaction(self):
# Processes a transaction if the amount is positive.
return self.amount > 0


def validate_transaction(self):
# Validates the transaction before processing.
return self.amount > 0


def reverse_transaction(self):
# Reverses a transaction by negating the amount.
pass


class BankEmployee:
# Represents a bank employee with an ID, name, and role.
def __init__(self, employee_id, name, role):
self.employee_id = employee_id
self.name = name
self.role = role


def approve_loan(self, account_number, amount):
# Approves a loan request if the amount is positive.
return amount > 0


def view_account_details(self, account_number):
# Views account details given an account number by returning account number
pass


def suspend_account(self, account_number):
# Return suspension message as string
pass


def generate_financial_report(self):
# Return string "Financial Report Generated"
return "Financial Report Generated"


class Loan:
# Represents a loan with an ID, amount, interest rate, and tenure.
def __init__(self, loan_id, account_number, amount, interest_rate, tenure):
self.loan_id = loan_id
self.account_number = account_number
self.amount = amount
self.interest_rate = interest_rate
self.tenure = tenure
self.remaining_balance = amount


def make_payment(self, amount):
# Makes a loan payment if the amount is within the remaining balance.
pass


def get_remaining_balance(self):
# Returns the remaining balance of the loan.
pass


def calculate_interest(self):
# Calculates interest on the remaining balance.
pass


def check_loan_eligibility(self, account_number, income, credit_score):
# Checks if an applicant is eligible for a loan based on income(>50k) and credit score(>650). Return boolean
pass

# Allows restructuring of the loan with new terms.
def restructure_loan(self, new_terms):
self.tenure = new_terms.get("tenure", self.tenure)
self.interest_rate = new_terms.get("interest_rate", self.interest_rate)
return True
class Bank:

def __init__(self, name):
# Manages accounts, transactions, and loans. Generates unique account numbers.
self.name = name
self.accounts = []
self.transactions = []
self.loans = []


def create_account(self, account_holder, initial_balance):
# Creates a new account with a unique number and initial balance, add it to accounts array and return account number
pass


def get_account(self, account_number):
# Retrieves an account by its number, returns None if not found.
pass


def list_accounts(self):
# Lists all accounts with their details like account number, holder, balance
pass


def close_account(self, account_number):
# Closes an account by removing it from the list.
pass


def transfer_funds(self, from_account, to_account, amount):
# Transfers funds between accounts if sufficient balance is available, return boolean values depending on
# transfer success
pass


def generate_account_statement(self, account_number):
# Generates a transaction history for a given account number, return None if no account number found
pass



def calculate_total_assets(self):
# Calculates the total assets by summing all account balances.
pass


def process_loan_payments(self):
# Processes loan payments by deducting the installment amount from the balance.
pass


class Account:
# Represents a bank account with balance and transactions. Default balance is 0.
def __init__(self, account_number, account_holder, balance=0.0):
self.account_number = account_number
self.account_holder = account_holder
self.balance = balance
self.transactions = []


def deposit(self, amount):
# Deposits a positive amount to the account and records the transaction. When adding transaction to array specift "Deposit" and amount
pass


def withdraw(self, amount):
# Withdraws an amount if sufficient balance is available. When adding into transactions array, specify Withdraw and amount
pass


def get_balance(self):
# Returns the current balance of the account.
pass


def get_transaction_history(self):
# Retrieves the transaction history of the account.
pass


def apply_interest(self, rate):
# Applies interest based on a given rate.
if rate < 0:
return False

interest = self.balance * rate / 100
self.balance += interest
self.transactions.append(("Interest", interest))
return True


def overdraft_protection(self, amount):
# Checks if a withdrawal amount is within available balance.
pass


def update_contact_information(self, new_contact_info):
# Updates the contact information of the account holder.
pass


class Transaction:
# Represents a transaction with an ID, type, amount, and timestamp.
def __init__(self, transaction_id, account_number, amount, transaction_type, timestamp):
self.transaction_id = transaction_id
self.account_number = account_number
self.amount = amount
self.transaction_type = transaction_type
self.timestamp = timestamp


def process_transaction(self):
# Processes a transaction if the amount is positive.
return self.amount > 0


def validate_transaction(self):
# Validates the transaction before processing.
return self.amount > 0


def reverse_transaction(self):
# Reverses a transaction by negating the amount.
pass


class BankEmployee:
# Represents a bank employee with an ID, name, and role.
def __init__(self, employee_id, name, role):
self.employee_id = employee_id
self.name = name
self.role = role


def approve_loan(self, account_number, amount):
# Approves a loan request if the amount is positive.
return amount > 0


def view_account_details(self, account_number):
# Views account details given an account number by returning account number
pass


def suspend_account(self, account_number):
# Return suspension message as string
pass


def generate_financial_report(self):
# Return string "Financial Report Generated"
return "Financial Report Generated"


class Loan:
# Represents a loan with an ID, amount, interest rate, and tenure.
def __init__(self, loan_id, account_number, amount, interest_rate, tenure):
self.loan_id = loan_id
self.account_number = account_number
self.amount = amount
self.interest_rate = interest_rate
self.tenure = tenure
self.remaining_balance = amount


def make_payment(self, amount):
# Makes a loan payment if the amount is within the remaining balance.
pass


def get_remaining_balance(self):
# Returns the remaining balance of the loan.
pass


def calculate_interest(self):
# Calculates interest on the remaining balance.
pass


def check_loan_eligibility(self, account_number, income, credit_score):
# Checks if an applicant is eligible for a loan based on income(>50k) and credit score(>650). Return boolean
pass

# Allows restructuring of the loan with new terms.
def restructure_loan(self, new_terms):
self.tenure = new_terms.get("tenure", self.tenure)
self.interest_rate = new_terms.get("interest_rate", self.interest_rate)
return True