docs: propose Morty persona

[jbax1899]

Summary

Adds a proposal for Morty, an experimental less-restricted persona.

Why

The proposal separates model refusal behavior from factual grounding, provenance, privacy, and permission to act. It also leaves model routing, fallback, presentation rewriting, and tool access as explicit implementation questions.

Impact

Documentation only. No runtime behavior changes.

Checks

• pnpm format:write
• pnpm review --changed-only

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